Today’s university-going students are tomorrow’s leaders, innovators and entrepreneurs. This is why you need to pick a major that reflects a specific area of expertise. Your major affects your entire career and the lifestyle which revolves around it. This does vary from organization to organization however, as certain employers might hire you based on certain skill sets, rather than your academic qualificat ...

Debt negotiation is the art of contacting your creditors and negotiating with them to lower interest rates, monthly payments and overall balance of the loan for a payout amount.Negotiating will always get you an inexpensive loan. But the majority of borrowers never try to negotiate. There is a general perception that it is not possible to negotiate with your creditor which is certainly not the case since th ...