The Payment Card Industry Data Security Standard (PCI DSS) services have been used by merchandisers to cover a number of multiple types of service transactions (storage, process, or transmitted in store or over the phone line) for different customers with debit, credit, prepaid, e-purse, ATM, and POS (Point of Sale) cards. In accordance with the PCI DSS compliance, service provides are able to work with businesses to ensure that their customers’ card data is well-protected, but despite how secure the PCI system is, there are always potential vulnerabilities within the system that hackers can identify. Fortunately, many available solutions that follow the compliance from external scans to cloud storage data systems are available to back up and secure the card information.
All about PCI DSS Compliance
The PCI DSS council ensures that credit card companies offer a well-rounded variety of several different tools to ensure that a customer’s card(s) are secure. The compliance applies to every organization and merchants that accept card transactions and each vendor or organization is categorized by a level based on the number of transactions that are processed each year on a level from 1 to 4. Level 1 has the highest number of transactions with over 6 million and Level 4 has the lowest number with less than 20,000 transactions. The tools measure and support resources that are able to prevent, detect, and react to any security failures such as cases of fraud.
There are extra security measure that always take place as protocol to protect a credit/debit card holder’s information such as a PIN (personal identification number) for POS devices, PIN pads, and ATMS. Firms are able to receive training from the council and there are plenty of public resources to ensure that people are able understand and comply with the regulations.
External Vulnerability Scans
To lower the chances of someone being able to get ahold of a person’s card information, there are external vulnerability network scanning services to check to make sure that the system is secure. During an external vulnerability scan, the program identifies and goes through several tests to find any holes in the scanning system so that an IT team can repair them. The system scan is non-intrusive and takes a close look at any devices that hackers may target in the system’s network. External scans occur regularly and consistently about every 90 days or at least once a quarter for most businesses in order to check for any bugs that may occur and to notify card holders as soon as possible.
Each day, more and more hackers are finding different ways to breach the system. If it weren’t for external vulnerability scans and private data storage, then everyone’s card information would be much easier to access.
Security in One Cloud
PCI compliant hosting software is able to keep the card holder’s information private and in one data storage cloud to organize all of a business’ data to further protect customers from any hackers. It might appear that only medium businesses and large corporations are able to benefit the most from a cloud scanning and storage system, but small businesses are excellent candidates for these security protection programs as well. In fact, people who operate their small business from home are the most vulnerable to any attacks from online hackers because of their broadband internet connection in comparison to other sized businesses. With the right software, data is better protected with firewalls and a safeguard system.
Whether you have dealt with online hackers or not, you can now understand the importance of the PCI DSS compliance regulations and checking for any vulnerabilities in the system.